THANKS: Debt Remedy saved my life.

THANKS:  Debt Remedy saved my life.  I remember taking my BP one morning and it was extremely high, I had not slept very well in weeks, and from the pain in my stomach, I knew my ulcer was acting up also. Of course, my doctor wanted to put me on medication. I knew what was causing the stress and I recognized that I had to do something along with the meds and this would have to be a debt solutions program.

There are many programs out there and believe me, I called many. There was something about the person on the other end at Debt Remedy Solutions, I think your first contact is so important. He sounded concern, was very patient, not pressuring, he answered all my questions. Within a few days, I talked with someone from the staff of consultants explaining what I needed to do to get started.

What I really liked about the program is that I could always talk to a person.  Many others have answering machines, you leave a message and no gets back to you.  What if you have an emergency ie being served legal papers for a debt and there is no one there to tell you what to do. Well these people were there on the phone and followed up with a letter advising me.

They never settled a debt with my creditors before first checking to see if I liked the settlement and if I had the money. They also reduced my monthly installment so I could have enough money saved to meet my obligation. They don’t settle for you until they have that letter in hand from your creditor that you have met your obligation and the debt is

settled’

It is a very good program and I would recommend it to anyone having debt problems.

Mary V.      IL.

Debt Remedy Solutions - We are grateful…

            There is nothing I could say to fully express the gratitude that my husband and I have for the staff at Debt Remedy Solutions. We had over $21,000 in debt when we began our settlement program. My husband was laid off from work, and we just could not afford our bills anymore. It felt like we were drowning in our bills. We even lived off of hot dogs for almost 3 months just trying to make it. Finally we said ENOUGH IS ENOUGH! I broke down and made the call, and we are finally living debt free (except for the mortgage, which thanks to debt remedy we kept up with.). We have recommended Debt Remedy Solutions to several people who we know who are having financial difficulties because of lay offs and cut backs where they work. I would recommend Debt Remedy Solutions to a complete stranger and to my own family, because I know that the program works. And I looked at other companies before we choose debt remedy, so I know that Debt Remedy Solutions is without a doubt in my mind the best company around. And the wonderful people are always willing to help, and available to help.

             Thank You….For our Freedom from debt,

                        Jonathan and Rhianna K.  PA.

On a side note, Antonio is probably one of the nicest and most patient people I have ever had the pleasure of speaking with, he should be commended for the work he does with your company, he is a true asset to your team.

Debt Remedy Solutions - Thank You

I contacted Debt Remedy Solutions in the summer of 2006 because we were being dunned by bill collectors.  They called all the time and just would not give up. I was afraid to answer the phone! We were considering bankruptcy - I didn’t think that we had any other choice.  Then I heard about Debt Remedy Solutions and I contacted them and talked to them about our problems.  They explained everything to me and told me that they would help us and cut our bills down quite a bit.  I was a bit leery after hearing all sorts of horror stories about other so called credit counseling companies.  I had a financial whiz friend read over the paperwork and he said that it looked like a good deal. I took the chance and it turned out to be the good one!!  I saved my money every month and DRS worked out great deals for us with our creditors. Today all of our creditors are paid off and our credit reports have been corrected. That first phone call was the best thing that I have done in a long time!  The people at DRS were very polite and helpful.  Thank you, Debt Remedy Solutions to helping to sort out our lives!!

Carol I.    New York

Relief When I Needed It

It was a relief for me at the time that I needed it because if I had not gone through that process I would have been financially ruined. Even though I know there is a sacrifice to it, you know that’s the credit side, but I’ve already seen my credit bouncing back so I’m not concerned about that.

Priscilla W.           Ohio

Debt Remedy Solutions

It was the best thing that I could have ever done. I talk to people about it all the time and I would recommend anybody that if they are in debt, rather than walk away, try and get it settled and save at least part of your credit.

Christine A.     California

It’s good to know that there are programs out there like yours that can help people in situations like me. Before Debt Remedy Solutions I really didn’t know that there was that kind of help out there.

Andrew C.    California

To whom it may concern,

                I let my debt get the best of me. Seems like the more I tried the more in debt that I got. I had more money going out than I had coming in. I know I had to do something. I was looking for help on the internet and found Debt Remedy. After a personal conversation I know that I could trust them.

                Debt Remedy explained that there would be a charge for their help. Explained there would be a third party involved which would be negotiating on my behalf. I wanted to be sure that my creditors got paid. In the end I felt so much better and relieved. It took awhile but we did it.

                I have been able to save $1,000.00 dollars. I have been able to go to the store and buy food that I need to help me with my diabetes. Also able to buy clothes and needed items. I could not have done this without Debt Remedies help. I have been a lot (less) stressed and my depression has improved tremendously.

Sincerely,

Betty H.      Tennessee

DEBT REMEDY SOLUTIONS

To Whom It May Concern:

My name is Linda.  My financial downturn started with a layoff from a company I worked with for over 18 years and then another subsequent layoff 2 years later. It took me 6 months to find employment, making less than half my original income. My personal beliefs would not allow me to file for bankruptcy and therefore I worked on cutting all my expenses as much as possible and made a decision to go with a debt settlement company as a suggestion from a friend. I did not find the need for debt counseling as I felt budgeting my money and making plans for repayment was easy enough to do on my own.

The representative from Debt Remedy Solutions explained the process thoroughly and provided me with a spreadsheet that outlined my fees to them and the amount of money I would need to set aside each month to reach my repayment goal.  One aspect of DRS that I liked was that the money I was putting aside for my repayment was to be put into my own bank account; another company I spoke to advised me that they held my money in escrow for me. This was ludicrous! Why would I allow someone else to make interest on the money I was saving and what would happen to my money if the company went out of business?  This was a very big reason why I went with Debt Remedy Solutions.  Also, my fax requests and phone calls were responded to in a prompt manner, their representatives were pleasant and helpful and my questions answered clearly.

I feel the fees charged by Debt Remedy Solutions were well worth it. They dealt with the negotiations and saved me, after their fees, at the time of settlement, $7,445.63. I don’t feel I could have done this on my own and am glad I left it to the professionals.

Needless to say, having this debt settled is a huge weight off of my shoulders and no longer having to deal with the stress of debt, I can now sleep at night.

Regards,

Linda D.   Pompano Beach, FL 

My name is Rebecca. I am a 30 year old, single, professional female. In 2008, I realized my debt situation was out of control and only getting worse. I managed to maintain a good credit score up to that point, but making the monthly payments was becoming impossible. I had three credit cards. Two had reached their maximum credit limit and the third was on its way. One credit card company even decreased my credit limit due to the amount of money I was charging and being unable to pay. I ended up being approximately $33,000 in debt. I did not get into this kind of debt overnight. I was approved for my first credit card as a freshman in college and had been carrying credit card debt ever since. First, the card was to be for emergencies only. Over time I put more and more on my credit cards, even daily expenses such as food. I even started a second job with the intention of using that income solely to pay my credit card debt, but it wasn’t enough. In researching my options, debt settlement appealed to me most. I knew it would damage my credit score for a period of time due to missed payments, but I was hopeful I could rebuild that after I was free from this huge amount that I owed.

My parents had signed up for the debt settlement program with Debt Remedy Soultions a couple of months before I did. I was nervous about doing it and initially concerned about the damage it would cause to my credit. I then realized I would not be able to fix this situation any other way. I could not do it on my own. I had to put my pride aside and make the first phone call. I remember speaking to my credit counselor Alan Smith for more than an hour during that initial phone call. He was very considerate and did not make me feel less than human for getting myself in this situation. He showed a strong concern for my well-being and encouraged me to stick with the process no matter how difficult it got. He walked me through the process of signing the contract and explained the process Debt Remedy Solutions would use with the cease and desist letter. This is probably what made me feel the most at ease because I knew the collections calls would stop. Debt Remedy Solutions does require a monthly fee in order to help and there were times I would have loved to have that money in my pocket, but I knew I would appreciate all they were doing for me when my settlements were over.

My debt settlement process is nearly over. Debt Remedy Solutions has worked out a settlement arrangement on my third and final account. Debt Remedy Solutions has helped me settle my debts for less than half of the amount I owed. I will be debt free in the very near future. I could not have accomplished this without the help of Debt Remedy Solutions. I would still be drowning in debt and continually harassed by debt collectors. I’m sure I would have been paying on my credit cards for the rest of my life were it not for this debt settlement program. In my debt free life, I plan to continue to live debt free. No more credit cards for me. If I can’t pay cash for it, I will not buy it or I will save for it. Having paid off my debt will give me a better quality of life in general. No more worries about not being able to pay down my balances. This huge amount of money will no longer be hanging over my head. The money I have saved and will save each month will allow me to enjoy my life.

Rebecca M. Indianapolis, IN

I am writing to say how happy I was with the Debt Remedy Solutions company in helping me get out of debt faster.  I had a card that slowly accumulated some debt and also I consolidated some debt into that card. When it got to be over $7,000 it was hard to pay anything but the minimum charges and after a while the balance was not going anywhere fast if you know what I mean. After a new england winter with high heating bills it was hard to pay every bill on time.

When I heard about different debt companies, I called several and got some information. At first I thought the process would be too long and too expensive but after talking with the Debt Remedy representative I signed up for the program. I started saving monthly and when the bank tranfered the debt to a collection company they asked for payment and through Debt Remedy Solutions , I made an offer that they accepted. I saved several thousand dollars even after adding in the Debt Remedy Fee.    My credit rating/score went down a small amount but is back up to the previous good credit score that is was before starting the program.

Overall it was a very good experience dealing with all the people at the Debt Remedy Solutions from the initial contact to the customer service people calling to see if I had a any questions and reminding me to continue saving regularly.

Regards, 

Brian B.