My name is Rebecca. I am a 30 year old, single, professional female. In 2008, I realized my debt situation was out of control and only getting worse. I managed to maintain a good credit score up to that point, but making the monthly payments was becoming impossible. I had three credit cards. Two had reached their maximum credit limit and the third was on its way. One credit card company even decreased my credit limit due to the amount of money I was charging and being unable to pay. I ended up being approximately $33,000 in debt. I did not get into this kind of debt overnight. I was approved for my first credit card as a freshman in college and had been carrying credit card debt ever since. First, the card was to be for emergencies only. Over time I put more and more on my credit cards, even daily expenses such as food. I even started a second job with the intention of using that income solely to pay my credit card debt, but it wasn’t enough. In researching my options, debt settlement appealed to me most. I knew it would damage my credit score for a period of time due to missed payments, but I was hopeful I could rebuild that after I was free from this huge amount that I owed.

My parents had signed up for the debt settlement program with Debt Remedy Soultions a couple of months before I did. I was nervous about doing it and initially concerned about the damage it would cause to my credit. I then realized I would not be able to fix this situation any other way. I could not do it on my own. I had to put my pride aside and make the first phone call. I remember speaking to my credit counselor Alan Smith for more than an hour during that initial phone call. He was very considerate and did not make me feel less than human for getting myself in this situation. He showed a strong concern for my well-being and encouraged me to stick with the process no matter how difficult it got. He walked me through the process of signing the contract and explained the process Debt Remedy Solutions would use with the cease and desist letter. This is probably what made me feel the most at ease because I knew the collections calls would stop. Debt Remedy Solutions does require a monthly fee in order to help and there were times I would have loved to have that money in my pocket, but I knew I would appreciate all they were doing for me when my settlements were over.

My debt settlement process is nearly over. Debt Remedy Solutions has worked out a settlement arrangement on my third and final account. Debt Remedy Solutions has helped me settle my debts for less than half of the amount I owed. I will be debt free in the very near future. I could not have accomplished this without the help of Debt Remedy Solutions. I would still be drowning in debt and continually harassed by debt collectors. I’m sure I would have been paying on my credit cards for the rest of my life were it not for this debt settlement program. In my debt free life, I plan to continue to live debt free. No more credit cards for me. If I can’t pay cash for it, I will not buy it or I will save for it. Having paid off my debt will give me a better quality of life in general. No more worries about not being able to pay down my balances. This huge amount of money will no longer be hanging over my head. The money I have saved and will save each month will allow me to enjoy my life.

Rebecca M. Indianapolis, IN

I am writing to say how happy I was with the Debt Remedy Solutions company in helping me get out of debt faster.  I had a card that slowly accumulated some debt and also I consolidated some debt into that card. When it got to be over $7,000 it was hard to pay anything but the minimum charges and after a while the balance was not going anywhere fast if you know what I mean. After a new england winter with high heating bills it was hard to pay every bill on time.

When I heard about different debt companies, I called several and got some information. At first I thought the process would be too long and too expensive but after talking with the Debt Remedy representative I signed up for the program. I started saving monthly and when the bank tranfered the debt to a collection company they asked for payment and through Debt Remedy Solutions , I made an offer that they accepted. I saved several thousand dollars even after adding in the Debt Remedy Fee.    My credit rating/score went down a small amount but is back up to the previous good credit score that is was before starting the program.

Overall it was a very good experience dealing with all the people at the Debt Remedy Solutions from the initial contact to the customer service people calling to see if I had a any questions and reminding me to continue saving regularly.

Regards, 

Brian B.

Dear Debt Remedy Solutions,

I would like to take a moment to thank you and all your associates for helping me gain my financial freedom.  As a recently divorced, single mother with two children, working full time while attending college the heavy burden of paying off the debt accrued jointly unexpectedly fell on my shoulders.  While struggling to decide between buying groceries to feed my children or answer collection calls, I felt like I was in a losing battle with no end in sight.

With in one year of starting the program with Debt Remedy Solutions, I was able to settle my debt which reached over $10,000 in debt owed.  I was able to have a much lower monthly charge to enroll in the program (versus meeting multiple minimum credit card balances), and in return the collection calls stopped immediately, harassing correspondence ended, and I was able to settle all of my accounts for cents on the dollar because of the excellent negations on my behalf from Debt Remedy Solutions Associates.

Thank you Debt Remedy Solutions for helping me regain my financial independence and giving me the ability to start rebuilding my credit so I can buy a home down the road.

Sincerely,

Tracey B

Thank you so much!  I am really glad that I decided to use debit remedy, to help me with my credit cards.  I really think that you are worth your weight in gold.

Thanks a million

Chelsea W

June 2, 2009

                My name is Christina, and we financially were sinking in debt.  We thought that we could handle it ourselves but my husband had switched jobs with a lower pay and we have three children.  We didn’t want to file bankruptcy and ruin what we credit we did have and we came across the Debt Remedy Solutions program while researching our options.  We started with about $16,000 in debt and we saved a little over $10,000 with this program. 

                We were a little hesitant at first because the last thing we needed was for someone to take what little bit of money we had and still leave us with our debt, but that wasn’t the case with Debt Remedy Solutions.   I am very impressed with the representatives that we talked to on the phone.  When we first started the program my husband and I kept Mike A. on the phone for over an hour and he was very descriptive, very informative and answered every little question that we could think of without getting impatient and short with us.  We want to thank Nathan P. also for being patient with our questions and making sure we were fully informed. He gave us the option to skip a monthly payment and add it to the end of our monthly fees to pay one of our debtors off sooner.   We are also great full to Bryan D. in the settlement department because he kept us informed every step of the way through phone and email while he negotiated with our creditors and worked really hard for us.  We are grateful for the compassion shown by the above mentioned.  We had representatives call us once a month to get an update and check to see that we were doing our part.  We were able to complete our program in seven months with our determination.  It is not Debt Remedy’s place to make you save and do your part, so you have to be committed to completing this program.

                We kept focus and put everything we could towards this program.  This program has helped us pay our debts, while we control the money.  We were able to put money into an account and see what we have accumulated and tell Debt Remedy Solutions when we had enough money to settle with a debtor.  We had control the whole time. 

                I don’t believe we could have accomplished bettering ourselves without Debt Remedy Solutions.  We are breathing easier since we have finished this program.  I believe that the fee was excellent in exchange for late fees, over the limit fees, and high interest rates we would be paying struggling to do these ourselves.  I would recommend this program to anyone, and I will back this up!!  We thank you from us and our children!!

Christina

My experience with Debt Remedy has been very smooth and easy.

They took my information.  We exchanged a number of calls.  They answered all of my questions .  Within a short time my debt was settled. A great company.  Mary C

Why Debt Remedy Solutions?

By:  Thomas F. Papp - Director of Debt Settlement, Debt Remedy Solutions

Debt Remedy Solutions differs from many other debt settlement companies in that we not only encourage, but seek the active participation of our customers in the resolution of their debt.  Being in debt can be extremely stressful, and we find that our method of debt settlement empowers consumers.  An open and active line of communication with our customers keeps them abreast of developments under their program in real-time, with the benefit that some of our customers graduate from our program early.  

Debt Remedy Solutions devotes substantive time and effort to disclose the pros and cons of being in a debt settlement program so that a consumer considering enrollment in our program is afforded the opportunity to make a qualified decision in regard to their debt.  It is important to Debt Remedy Solutions that a prospective customer be fully informed of not only the nature and breadth of our program, but also the overall dynamics of debt settlement.   In short, Debt Remedy Solutions firmly believes that an educated consumer is our best customer.  

How Can We Help You?

By:  David Magun - Operating Officer, Debt Remedy Solutions

Debt Remedy Solutions is dedicated to helping consumers understand and resolve any misconceptions with regard to Debt Settlement. Our enrollment counselors are trained to inform and explain all the pro’s and con’s of Debt Settlement.

If you are looking for an alternative to Bankruptcy and or Debt Consolidation, you owe it to yourself  to find out more about Debt Settlement.

While no answer is perfect for everyone, we have found that our program offers a viable and effective answer to resolving your debt issues.

How Debt Remedy Solutions helps its customers

By John Philbin, President and CEO of Debt Remedy Solutions

Many people do not fully realize what Debt Remedy Solutions does for its customers because they are confused by contradicting information presented by the media about the debt settlement industry, so I hope the following proves useful.

Debt Remedy Solutions is a member of TASC, which means we uphold the highest standards of industry practices. We pride ourselves on the professional reputation we have established by dealing fairly with creditors. We produce results while remaining an upstanding company.

We believe in giving you all of the information you need to decide whether or not debt settlement is right for you. If, and only if, you are overwhelmed by financial hardship and would rather work things out with your creditors than declare bankruptcy, should you choose debt settlement.

Most creditors would rather work things out amicably in a negotiated settlement than spend more money taking a customer to court. Even in the worst case scenario in which a lawsuit is filed and you have to pay a debt balance in full, the circumstance does not require you to spend any more money than you would if you never pursued debt settlement in the first place.

Ultimately, we are proud of the work that we do and pleased to be able to offer such an viable alternative to bankruptcy. We want the very best for you and are more than willing to go the extra mile to make sure that you achieve the financial security you deserve.

Thank you for visiting our blog

Debt Remedy Solutions is a debt settlement company that specializes in helping consumers deal with unmanageable debt loads stemming from financial and personal hardships. We are committed to helping our clients avoid bankruptcy and offering them an honorable way to resolve their debt.

In this blog, we’ll discuss topics and issues relating to our company, the industry as a whole and customers’ concerns.